Patreon fees in 2026: how much Patreon really takes from creators
Patreon fees start at 10 %, and a processing fee on every payment, currency conversion and payout fees come on top. How much Patreon takes from a new creator, with official sources and a worked example: of 1 000 EUR, the creator keeps 830.50 EUR. We also show what the same income leaves on Fanobi.
Figures checked on 23 September 2026 from Patreon's and Fanobi's published price lists and terms for a new creator (default plan, default payout). Prices can change at any time; each platform's official page is authoritative: Patreon's Creator fees overview and the Fanobi price list.
Patreon fees for a new creator are 10 % of your income plus a payment processing fee on every single payment, a 2.5 % currency conversion fee when a member pays in a different currency, a fee each time you are paid out, and VAT on the platform fee where the law requires it. In practice, a European creator with 100 members paying 10 EUR a month earns 1 000 EUR and keeps 830.50 EUR of it, about 83 %. If those members pay in another currency, it drops to 805.50 EUR.
For a typical small or mid-sized page, Patreon's total cut is therefore roughly 17 to 20 %. Each fee below comes with its official source. The worked example can be checked with a calculator, and at the end the same 1 000 EUR is run through Fanobi's plans.
The Patreon fee stack at a glance
- Platform fee: 10 % on the standard plan for new creators.
- Payment processing: 3.4 % + 0.35 EUR per payment for EUR payouts, 2.9 % + 0.30 USD for USD payouts (card).
- Currency conversion: 2.5 % when the member pays in a currency other than your payout currency.
- Payout fee: from 0.50 EUR per payout to a European bank account.
- VAT on the platform fee: where required, depending on your location and VAT registration.
- Apple's App Store fee: on new memberships bought inside the Patreon iOS app.
The 10 % platform fee and why some creators pay less
Patreon's pricing page describes the platform fee as "10% of the income you earn on Patreon", with payment processing, currency conversion, payout fees and applicable taxes on top. That 10 % applies to every page published after 4 August 2025. Patreon announced the change on 16 June 2025, and the details are in its article on the standard platform fee.
You may see older numbers quoted online: the legacy Founders plan at 5 %, Pro at 8 % and Pro + Merch at 11 %. Those plans survive only for creators whose page was published on or before 4 August 2025. A new creator cannot choose them. A legacy creator who unpublishes their page moves to the 10 % plan on republishing, even if the page was down only briefly or Patreon unpublished it.
The platform fee is calculated on the payment excluding sales tax. It applies to one-time purchases too, so a single item sold on Patreon costs the same percentage as a monthly membership.
Patreon's payment processing fee: charged on every payment
The processing fee has a fixed part, and that fixed part is charged on every payment, not once a month. According to the Creator fees overview, the standard plan charges:
| Payout currency | Processing fee per payment |
|---|---|
| USD – card or Apple Pay (anywhere), PayPal or Venmo (US) | 2.9 % + 0.30 USD |
| USD – PayPal or Venmo (outside the US) | 3.9 % + 0.30 USD |
| EUR | 3.4 % + 0.35 EUR |
| GBP | 3.4 % + 0.35 GBP |
| CZK | 3.4 % + 9 CZK |
| PLN | 3.4 % + 1.75 PLN |
| HUF | 3.4 % + 129 HUF |
The processing fee is calculated on the full payment, including any tax collected from the member. On a single 10 EUR membership paid out in EUR, you keep 8.31 EUR after the platform fee and processing; on a 10 USD membership paid out in USD, 8.41 USD.
Why cheap tiers cost you more
Because 0.35 EUR is taken from every payment, the same monthly income is worth less when it comes from many small payments. Here is 1 000 EUR a month split three ways, with members paying in EUR and one payout a month to a bank account:
| Members × tier | Gross | Kept on Patreon | Share kept |
|---|---|---|---|
| 200 × 5 EUR | 1 000.00 EUR | 795.50 EUR | 79.6 % |
| 100 × 10 EUR | 1 000.00 EUR | 830.50 EUR | 83.1 % |
| 40 × 25 EUR | 1 000.00 EUR | 851.50 EUR | 85.2 % |
If your model relies on a low entry tier, count the fixed fee before you set the price.
Currency conversion, payout fees and VAT: the lines people miss
Currency conversion fee: 2.5 %
When a member pays in a currency other than your payout currency, Patreon charges 2.5 % of the full payment, including tax. For a European creator with an international audience, that can be a large share of members. Patreon shows prices in the member's local currency where it supports it, so someone in the UK or the US paying a creator paid out in EUR usually triggers it. The fee appears under Payment Fees in your earnings and is refunded if the member is refunded.
Payout fee: charged when money leaves Patreon
The payout fee is deducted when your balance is transferred to you, and it is not listed in the earnings breakdown, so it is easy to overlook. Per payout, according to the Creator fees overview:
| Payout currency | Bank account | Payoneer | PayPal |
|---|---|---|---|
| EUR | 0.50 EUR | 0.75 EUR | 1.00 EUR |
| GBP | 0.50 GBP | 0.75 GBP | 1.00 GBP |
| CZK | 15 CZK | 16 CZK | 26 CZK |
| PLN | 2 PLN | 3 PLN | 5 PLN |
| HUF | 200 HUF | 235 HUF | 365 HUF |
US creators paid by Stripe direct deposit pay 0.25 USD per payout. PayPal payouts from a USD balance cost 1 % (minimum 0.25 USD, capped at 20 USD), with a 10 USD minimum payout. With one payout a month the fixed amounts are small, but PayPal's 1 % adds up on a larger balance.
VAT on Patreon's fee
Where the law requires it, Patreon adds VAT, GST or sales tax on top of its platform fee, based on where you are located. According to Patreon's page on taxes on creator fees, creators outside the US without a valid VAT ID may be charged VAT on the fee, and they may not be able to recover it. If you are not VAT-registered, check what applies in your country before comparing percentages.
Apple's cut on iOS sign-ups
New memberships and digital goods bought inside the Patreon iOS app carry Apple's App Store fee: 30 %, falling to 15 % after a member's first year of continuous billing. Members outside the US cannot avoid it inside the app; US members can choose web checkout instead. By default, Patreon raises the in-app price by about 43 % so that you earn the same as on the web. If you keep one price everywhere, you absorb the fee yourself. iOS purchases can also show as pending for up to 75 days. The details are in Patreon's guide to iOS in-app purchases and its FAQ.
It only affects members who join through the iOS app, so the examples below leave it out. If many of your members use iPhones, count it in.
Worked example: 1 000 EUR a month on Patreon
Assumptions, stated so you can adjust them to your own situation:
- new creator on Patreon's standard plan (10 %),
- 100 members paying 10 EUR a month by card,
- EUR payout to a bank account, one payout a month,
- no sales tax collected from members, no VAT charged on the fee (the creator has a VAT ID),
- no sign-ups through the iOS app.
| Line | Members pay in EUR | Members pay in another currency |
|---|---|---|
| Gross income | 1 000.00 EUR | 1 000.00 EUR |
| Platform fee (10 %) | −100.00 EUR | −100.00 EUR |
| Processing: 100 × (3.4 % of 10 + 0.35) | −69.00 EUR | −69.00 EUR |
| Currency conversion (2.5 %) | 0.00 EUR | −25.00 EUR |
| Payout to bank account | −0.50 EUR | −0.50 EUR |
| You keep | 830.50 EUR (83.1 %) | 805.50 EUR (80.6 %) |
The same 10 EUR tier at other monthly incomes:
| Gross a month | Kept – same currency | Kept – other currency |
|---|---|---|
| 300 EUR | 248.80 EUR | 241.30 EUR |
| 500 EUR | 415.00 EUR | 402.50 EUR |
| 1 000 EUR | 830.50 EUR | 805.50 EUR |
| 2 000 EUR | 1 661.50 EUR | 1 611.50 EUR |
| 5 000 EUR | 4 154.50 EUR | 4 029.50 EUR |
For a US creator the numbers are a little better, because the USD processing rate is lower: 100 members at 10 USD, paid by card, with a Stripe direct deposit payout, leave 840.75 USD of 1 000 USD.
The same 1 000 EUR on Fanobi
Fanobi is a creator platform for general creators and for fitness and lifestyle coaches. Its pricing works differently: you pick a plan, and each plan has a payment fee and a flat monthly price. According to the Fanobi price list:
| Plan | Payment fee | Monthly price |
|---|---|---|
| Free | 15 % | 0 EUR |
| Basic | 9 % | 6.49 EUR |
| Pro | 6 % | 14.99 EUR |
| Ultimate | 3 % | 21.49 EUR |
Quarterly and yearly billing is cheaper per month (Ultimate, for example, is 229.99 EUR a year). The payment fee is calculated on the price excluding VAT.
The important difference is the payment gateway. Fanobi pays the gateway's transaction fee out of its own share, as long as it keeps at least 1 % of the payment. You cover the rest only if the gateway fee would cut into that minimum. So on most plans there is no separate processing line and no fixed fee per payment. The creator terms also list no separate Fanobi payout fee; your bank's or PayPal's own fees still apply. Fanobi pays out to a Czech bank account or to PayPal.
The same scenario as above: 100 members at 10 EUR, 1 000 EUR a month, the plan billed monthly:
| Platform and plan | You keep | Difference vs Patreon (830.50 EUR) |
|---|---|---|
| Patreon, standard plan | 830.50 EUR | – |
| Fanobi Free | 850.00 EUR | +19.50 EUR |
| Fanobi Basic | 903.51 EUR | +73.01 EUR |
| Fanobi Pro | 925.01 EUR | +94.51 EUR |
| Fanobi Ultimate | up to 948.51 EUR | up to +118.01 EUR |
And at other monthly incomes (10 EUR payments, Patreon same-currency case for reference):
| Gross a month | Patreon | Free | Basic | Pro | Ultimate (up to) |
|---|---|---|---|---|---|
| 300 EUR | 248.80 | 255.00 | 266.51 | 267.01 | 269.51 |
| 500 EUR | 415.00 | 425.00 | 448.51 | 455.01 | 463.51 |
| 2 000 EUR | 1 661.50 | 1 700.00 | 1 813.51 | 1 865.01 | 1 918.51 |
| 5 000 EUR | 4 154.50 | 4 250.00 | 4 543.51 | 4 685.01 | 4 828.51 |
Reading these numbers honestly
- The Free plan is only slightly better than Patreon. With 10 EUR payments it keeps 19.50 EUR more on 1 000 EUR. With larger payments, where Patreon's fixed fee matters less, it is roughly level: at 40 × 25 EUR Patreon leaves 851.50 EUR and Fanobi Free 850.00 EUR. Free is a way to start with no monthly cost, not the plan that saves you money.
- The real difference is on the paid plans. Basic pays for itself from roughly 110 EUR a month compared with Free, and Pro overtakes Basic from about 283 EUR a month. Pick the plan that fits what you earn now and move up as you grow.
- The Ultimate figure is a ceiling. On Ultimate, Fanobi's 3 % share leaves room to absorb gateway fees of up to 0.20 EUR on a 10 EUR payment (3 % minus the 1 % minimum). If the gateway charges more on a small payment, you cover the difference, so you keep somewhat less than 948.51 EUR. Ultimate works best with larger payments. Pro, which absorbs up to 0.50 EUR per 10 EUR payment, is the conservative comparison: +94.51 EUR a month over Patreon.
- Currency. The Patreon figure above assumes members pay in your payout currency. If they pay in another currency, Patreon's 2.5 % conversion fee brings it down to 805.50 EUR. On Fanobi, balances in other currencies are converted at the exchange rate list published in the app.
What you get for the fee
Comparing fees only makes sense if you can sell the same things. On Fanobi you set your own subscription tiers with monthly, quarterly, half-yearly and yearly prices and trial periods, run promo actions and promo codes, and accept tips. On top of subscriptions you can sell one-time access to individual posts, articles, videos, podcasts, chat messages, chat rooms, e-shop products and shared files.
Your community gets a member feed, chat and chat rooms, and your articles, videos and podcasts come with RSS. Fitness and lifestyle coaches also get modules built for their work: meal plans, training plans and client progress reviews. Every module is available on every plan. The plans differ only in limits, never in what you are allowed to use.
Check your own numbers
Your tiers, your audience's currencies and your payout method all move the result, so the best comparison is the one run on your own income. Enter what you earn a month in the Fanobi calculator to see what you would keep on each Fanobi plan, look at Patreon side by side on the Fanobi vs Patreon comparison, and pick the plan that fits your revenue on the price list.
Whichever platform you choose, read its fee page before you set your prices. On Patreon, the 10 % platform fee is only the first of several deductions.
